Disclaimer

Last updated: June 2026

💚 What we are: Middle Class Money is a free resource built for everyday Indians who want to live well, spend smart, and grow slowly — without needing a finance degree. We cover budgeting, calculators, budget travel, low-cost living, and practical money tips for the middle class.

⚠️ What we are not: We are not a SEBI Registered Investment Advisor (RIA). Nothing on this website is personalised financial advice. Always consult a qualified professional before making major financial decisions.

Calculator accuracy

Our calculators use standard financial formulas. Results are projections based on assumed rates of return and inflation — actual results will differ. Past performance of market indices does not guarantee future returns. All calculators are for illustration purposes only.

Market risk

Mutual fund investments, equity investments, and all market-linked products are subject to market risks. Please read all scheme-related documents carefully before investing. The assumed CAGR rates in our calculators are illustrative — your actual returns may be higher or lower.

Tax information

Tax calculations on this site are based on publicly available information and updated periodically. Tax laws change frequently — please consult a qualified Chartered Accountant before making tax-related decisions.

Affiliate disclosure

MiddleClassMoney.in participates in affiliate programs with Zerodha, Groww, Upstox, Kuvera, and others. We may earn a commission when you open an account through our links. This does not affect our editorial independence or the objectivity of our calculators.

Consult a professional

Before making significant financial decisions — investments, loans, insurance, or retirement planning — please consult a SEBI Registered Investment Advisor (RIA) or a qualified financial planner. You can find registered advisors at sebi.gov.in.